• Have a minimum spend of £250?
  • Have you lived in the UK for more than 3 years?
  • Can you put a 20% deposit to secure finance?
  • Can you pay up to 24-month instalments?
  • You are not a student.
  • Are at least 18 years old
  • Have a UK bank account capable of accepting Direct Debits
  • Provide an email address so your documentation can be emailed to you.
  • You’re in paid employment or have a regular income.
  • You must have an affordable income/source of money to pay the instalment.
  • Have a good credit history with no late payments.
  • If you do not pay the instalment your credit history will be adversely affected.
  • No County Court Judgment (CCJs), Individual Voluntary Arrangement (IVAs) or bankruptcies.
  • We act as a credit broker not a lender and offer finance from Deko© a‌ trading‌ name‌ of‌ Pay4Later Limited‌.
  • Pulse Light Clinic (UK) Ltd T/A Pulse Light Clinic is authorised and regulated by the Financial Conduct Authority FRN 736149.